The current market is in such disarray and so may people are in trouble, we decided to post this on the Sun Bay blog.  In today's real estate market, about 1 in 10 people are in some stage of foreclosure, whether it is a late payment, or 2 or 3, or the bank has served papers on them as a precursor to actual foreclosure and auction of their homes.  Or they know someone who is.  According to the St. Petersburg Times, 51% of the homes in the Tampa Bay area have mortgages that are greater than the current value of the home, today, in 2009.  In September, lenders filed 4,586 new foreclosure lawsuits against Tampa Bay homeowners and the banks auctioned or repossessed another 2,100 homes.  This is a familiar story month after month in the Tampa Bay area and many other parts of the country as well.

Because of this, I have earned the credential of Certified Distressed Property Expert and have the knowledge and expertise to help many people who are having these issues.  If you know anyone who is behind on their mortgage, or anticipates being behind, have them go to my website, www.sunbaystopsforeclosure.com, that specializes in educating people about distressed property with up-to-date and accurate information.  There is no cost or obligation to them to check it out.  And if they do decide they need help, there will be no fees.  We will consult with them to help them find the best possible resolution for their distressed property, from a loan modification to short sale and several other avenues to help avoid going to foreclosure.

I want to help, and in many cases I can help.